Let’s face it: when it comes to personal finance, some people are just better at it than others.  But there are some signs that are universally recognized as showing that you know how to handle your money.  Do you know what they are?  If you can answer ‘yes’ to these, then you are probably well on your way to knowing and being successful at handling your money.  Is your credit card bill paid in full every month and there is never any interest accrued?  Do you have a term life insurance policy?  Do you carefully monitor your investments and refrain from jumping into something because of a ‘hot tip’?  Do you own your vehicle?  Do you have a checking account that has never bounced?  These are just some of the most basic signs that you can handle your money well.  Hopefully, all of you answered ‘yes’ to these questions.